Reply to $170k HHI for family of 4?

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Reply to "$170k HHI for family of 4?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Definitely doable. We have been doing it for years (starting on way less than 170k and now at about 175k). Our PITI is lower ($1600), but we pay over by $750 every month so we can pay off early.

I actually took a job a couple of years ago (salary of 125k), but ended up leaving because we found that we missed having a SAHP more than we liked or needed the money.

One thing to keep in mind is that our emergency fund is a full 12 months of expenses. Also we can decide against the extra  principal on the mortgage on a monthly basis so if an unexpected expense comes up, it’s NBD[/quote]

Can you share what activities your kids are in and what your travel/vacation consists of? Thanks![/quote]

PP here. Kids are in swimming, dance, orchestra and theater. We are lucky to have family that live in gorgeous places (e.g. Colorado, Maine, etc) so we visit often, including extended summer trips that include summer camps for the kids. Lucky that spouse can work remotely and join us on our adventures.

We also have a pool membership here locally so we spend a lot of time there during the part of the summer we are here.

Probably spend about 10k per year on vacation which includes at least a week of a house rental for just our nuclear family on top of the family visits. Because our schedules are so flexible we can maximize dates and prices. We also do a few long weekends throughout the year - although that is getting harder schedule-wise to do as kids activities ramp up.[/quote]

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