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Reply to "Do you personally know someone who has had student debt forgiven?"
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[quote=Anonymous]Yes, me. PSLF, under the temporary Biden waiver. I applied for forgiveness when I hit 10 years of paying after the program was first established only to find out I had “the wrong” kind of federal loans. At that point it made zero sense financially to restructure and try for another 10 years so I just kept paying until Biden announced in 2021 that people with the wrong loans or wrong payment plans could qualify under the waiver. So 14.5 years (17 years of actually paying) later of payments post program enactment my balance was forgiven. Just over $34k forgiven from an original balance of $84k. I did not receive a refund of the additional 4.5 years of payments because they were made on the wrong type of federal loans, but given I never expected to have anything forgiven, I’ll take the win I got. [/quote]
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