Reply to $600K-$800K HHI

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Reply to "$600K-$800K HHI"

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[quote=Anonymous][quote=Anonymous]For something a little different....

We are just scraping the bottom edge of your range...hitting 610K for the first time in 2023 in our mid-40s.  We were at 300k at 30 and steadily climbed for the past 15 years.  I'm not saying we did it right, but this is us:

- 2.5M in retirement with one solid fed pension and one very good Fed pension that should net us around 150K py in retirement.
- 600K equity in our house
- 100K in other investments (this includes our emergency fund)
- 250K in 529s for 2 kids currently in HS

Everything else, we spend.  We travel a ton. We spend a lot on experiences and food.  I'm not saying it is for everybody, but with the pension and safety net, we do not prioritize saving.  
One regret is not saving more for college.  We can likely cashflow any more we need, but lifestyle will take a hit.    [/quote]

yes, you will likely be cash flowing a large part of college.  You have enough for one kid at a state school, maybe a year for the 2nd kid.  But not enough for both kids at even state schools.  As long as you can make the lifestyle changes to put them thru college all is good.

But I do agree your retirement is great[/quote]

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