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Money and Finances
Reply to "How much money do we need to live comfortably?"
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[quote=Anonymous]OP, we have a HHI of $250k, so a bit more than you, but I also find myself suprised that it does not go further. However, it seems to me you should be able to save more given your expenses (unless you are missing some big line items in your quick breakdown earlier in the thread). Our expenses are very similar, but we are able to fully fund 2 401k's, 2 IRAs, and contribute to 2 529s (this total amount is about the difference between our HHI and yours). We still have $$ left over to save or pour into the house and we also give a lot to charity. I have been using Mint to track our spending. It's not perfect, but I absolutely would not do it on my own, so it's better than nothing. I was able to see that it wasn't our spending on food that was out of control, but rather it was spending on vacations and home improvements that was the biggest drain on our budget. For us, it's more the big-ticket items than the "latte factor".[/quote]
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