Reply to How many credit cards do you actively use?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]The next question is how many of your cards have a balance. [/quote]

60% of Americans don't have a credit card balance. I'll bet that number is much higher among this crowd [/quote]

+1. Most UMC people don't have balances. [/quote]

PP, yes I agree,but I have been surprised at times talking to people who I know make a good amount of money and have a balance from some old trip,or a big purchase, etc. There are some people who assume it's completely normal to finance stuff like that with cards, even with a high income.[/quote]
We never pay interest but will keep a balance on a card to maximize a zero interest period.  We always have the money to pay it off, but will let that money earn interest in CDs or bonds.  [/quote]

I have done that in the past, and right now it's a good interest rate environment, assuming you can get the zero % interest with no fee. But a pretty niche thing to do.[/quote]

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