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Reply to "What would it take for you to give up a 2.75% 30 year fixed rate?"
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[quote=Anonymous][quote=Anonymous]Family emergency requiring us to uproot our lives or winning the lotto.[/quote] Basically this. Even if I was willing to move a bit farther out to get a bigger house or we wanted to roll over some equity to get a few more rooms, we can’t at these rates. A house the same size as our would cost us more in monthly payments! We’d either need a big enough reason to uproot somewhere cheaper where our equity could help offset the rate difference/realtor fees/closing and moving costs (but our jobs are tied to DC so not even sure how that would happen) or we’d need some sort of windfall. At this point we’re saving up cash for cosmetic updates to stay put. Way cheaper than moving. [/quote]
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