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Money and Finances
Reply to "Is it ever a good idea to pay full price for a car up front?"
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[quote=Anonymous]Yes, of course. Loans are currently 6-7%! We paid cash in February and never really considered financing it. But when we've been able to get a 0-2% loan, financing makes more sense. I personally don't like having monthly payments if I can avoid them, even if I can easily afford them, because when you load up your budget with lots of monthly payments, it can make it harder to take advantage of financial opportunities as they present themselves. We are looking to go mortgage-free in the next 5 years for this reason, even though our mortgage is locked in at a low rate. If we have no mortgage, our income offers us a million opportunities. If you have a stable job, and especially if you are dual income, liberating your income from debt payments offers you a lot of potential reward.[/quote]
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