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Money and Finances
Reply to "How much do you make and save per year?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]HHI roughly 790k this year, saved $253k this year. Higher than normal. rounded numbers YTD: $100k Trust $70k between our 401Ks (DH is self employed) $14k 529 $25k Cash $3.8k HSA $40k Mortgage payment Next year our income may be a lower so i am aiming for: 150k all in savings[/quote] Curious why you are counting Mortgage as saving?[/quote] I made a principal payment towards our mortgage. My loan is fixed for 30yrs but IO for the first 10 yrs so i wanted to make a principal payment which directly reduces my monthly mortgage payment in perpetuity (and immediately).[/quote] PP, I essentially bought a "bond" for the current rate of my mortgage. If mortgage is 5% and I make a 40k principal payment, I am saving 2k a year in my mortgage payment. [/quote]
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