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College and University Discussion
Reply to "Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score"
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[quote=Anonymous]Depends on the 18yo. Are they going to buy themselves a Ferrari or use the card wisely? My husband and I put our kids on our credit cards when they started driving. We didn't ever want them to break down somewhere and be unable to call an Uber or Lyft or buy gas. A nice advantage for us is that we could have them pick up groceries, etc., on our card when they were out and about. All four of my kids were very respectful in their use of our card and didn't use it for personal gain without our permission. Helping them get a healthy score was a major bonus when they graduated college and needed to start renting apartments, buying cars, etc. [/quote]
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