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Reply to "How much do you keep in your checking account?"
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[quote=Anonymous]Although we have joint finances, we kept our separate credit union accounts when we married (10 years ago). I keep about $300 in checking just for those things that only take check and not CC or PayPal. I keep about $2000 in the linked savings that can be automatically transferred to checking to cover overdrafts or just in case. The rest (about $60K) is kept in our joint MM account at the same credit union. Every month, when I pay bills (I pay all household bills), I head over to the credit union, transfer what I need out of the MM to the checking and pay bills. It maximizes the paltry interest that we get. DW keeps more in her credit union checking account, and then the bulk in her credit union MM account.[/quote]
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