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Reply to "I need about $20k to get us through a layoff-home equity loan?"
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[quote=Anonymous]I don’t think you’ll qualify for a HELOC (you need proof of income to pay it back and you said the one income can’t even cover your basic debts). If I were you I’d take a 401k loan (it’ll have to be the person who is still employed). We did that once when we needed some extra cash for a down payment. You pay yourself the interest. Good luck! [/quote]
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