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Real Estate
Reply to "If you purchased your home after 2005, what % of your income is your mortgage?"
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[quote=Anonymous][quote=Anonymous]16% of our gross (not net) salary. We purposefully bought less house than we qualified for because we wanted to leave open the option for private school tuition, while maxing out retirement, saving for college, etc. Of course, this percentage would slide depending upon your salary. It's much harder to spend a smaller percentage on house if your salary is on the lower side.[/quote] We were not about to give up vacations, or feel house poor, so we purposely bought a house for cash in a close in neighbhood. Our house was a fixer upper but in a fabulous, desirable area, and had great potential. In the six years we lived in our home, we've done major renovations, with cash, and can still enjoy vacations, private schools. Good for you that you bought less than what you could, more people should consider that thought. Who wants to never take a vacation?[/quote]
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