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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, do you have kids? I think it's having very young kids that makes me feel it's not enough. I just don't know what life might bring.[/quote]

This. It's different when you still have kids at home in your 40's or 50's vs. it's just the two of you in your 60's. Kids are very expensive. Plus you don't know what the stock market and economy might do. It's a better bet to work more now then retire permanently than retire early with the idea that you'll magically get a high-paying job at age 58 if the economy tanks and you need more money after leaving the workforce for 10 years.

But I hear you, OP. We couldn't wait to leave DC. DH's job went remote during the pandemic, so we moved to an area we really wanted to move to. We had a little over $3M in real estate assets, plus over $3M in other investments. Not enough for DH to stop working, but enough that we could comfortably survive on a lower salary if he ever loses his job. Kids are thriving in excellent public schools, we've made tons of friends, and the lifestyle is just so much more relaxed and fun.

If anyone is looking to do this, look at an area with a decent overall tax picture for your family, excellent public schools, and good, reasonably priced State universities. These things really impact your savings and lifestyle. After freaking out about saving for out of state/private college for our 3 kids (lived in DC), we realized we pretty much already met the 529 goals for in-state universities in the new location. I can't even begin to explain the relief and joy we felt. DC is really hard for families unless you have a high HHI.

Good luck to everyone and I hope you find the lifestyle that works well for your family, wherever that may be.[/quote]

Where is this incredible place? I want to move there too.[/quote]

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