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Reply to "Spin off from "One Spouse Retires Early" thread"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Your spending must be out of control if you don’t have enough saved on that income.[/quote] OP here. To answer various questions. Our earnings spiked up about 8 years ago. We had enormous medical costs up to that point, so our savings weren't what they should have been when we needed to start paying for college. Yes, we have "enough" money to retire. We can sell our house and pay for a nice condo with cash. We can just retire more comfortably if I work longer. I agree that my husband should certainly be able to retire at 70. I'd just rather tighten our belts than grind out 3-4 more years. We still have one child at home. It's still me doing after-sports pick-up, racing home to make dinner while supporting academics, and then logging back on at 9 PM to finish my own work. DH has been working remotely for years and I envy the freedom to work from a coffee shop or while out on a walk. It's a rare day that I can stop by Starbucks or leave work to get lunch out. I'm just looking to end this grind when DS leaves for college. No way will DH change his habits now. The poster who seems to have a problem with me is, I suspect, the one in the relationship who considers his/her paycheck the contribution to the household. [/quote]I would have a huge problem if he retires and still expects you to work AND do some of the empty nest home chores. What about healthcare for you and your college bound child? On the other hand, most people I know wait until they’re youngest graduates from college before retiring. Obviously, that is not realistic for your DH, but it is for you. What is your spending like? Did it spike 8 years ago when your income spiked? If your income was more equal before the spike 8 years ago, I don’t see how your DH could get out of pulling his share of the kid duties prior to that as he did not have the ‘I make too much and should not have too’ attitude. How many other children do you have and how much longer before they are out of college? Let your youngest drive themselves to practice and back, they should be old enough now. Buy food that is easy to fix. Everyone is old enough to fix their own dinners during the week. You can start dropping things from your plate now that you have older children. Make your life easier, now. See if that helps. [/quote]
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