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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]how old is your roof? [/quote]

It probably has 2-3 years before it needs to be replaced. But is it normal for insurance provider to just outright cancel without prior notice or opportunity to replace roof?[/quote] so, it’s old.  2-3 years is too close for comfort.  Time to replace. [/quote]

that’s absurd. our roof is well past the supposed replacement timeline and it is completely air tight. We had one leak 10 years ago and nothing since (weathering many big storms). if the insurability standard is “replace everything within arbitrary timelines that have nothing to do with the actual condition,” then I think the state Insurance Commissioner should know that.

Insurance is highly regulated. I find the idea that they can cancel coverage based on aerial surveillance you never consented to, to be highly suspect. [/quote]

It is highly regulated...they regulate the laws on the books.  If your state allows this practice, then you are SOL.  And every state is different.  Also, what are the penalties for them?  It may be cheaper to take the consequences than go insolvent because you don't have enough premium to cover big losses.  Did you know that insurers have reinsurers who drop them as well if they have too many risky properties insured?  [/quote]

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