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Reply to "Small ways to save money for a month?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Use a credit card for a month, and borrow from your 401(k) if you forecast being out of cash for more than a month. Once you get over the hump, start saving money and stop spending your entire paycheck. Sign up to work doordash/Uber/etc[/quote] The borrowing from your 401k bit is a HORRIBLE idea! Don’t do this OP! If you’re really crunched, consider opening a 0% APR credit card to float some expenses, and then pay it off immediately when you start your job. Do this now - look at the Chase Freedom Flex. I did this (and had lots of friends who did, too) when we graduated from business school - there was ~4 months between graduation and when we started our jobs, we all paid off those expenses with our signing bonuses. Much cheaper than taking out a loan!!![/quote] Agree. I have done this. Paying it off was annoying, but no long-term damage.[/quote]
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