Reply to Legal options for someone hit by an uninsured driver

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I don't get this. If it's pointless to sue an uninsured driver what is the point of requiring people to get car insurance?

So I can cancel my car insurance and just drive around and if I hit someone, feel confident that there is no recourse they can take? Seems like a big incentive not to buy car insurance.[/quote]

OP here, that's exactly why I posted.  So far, the research that I did myself and the responses that I've gathered here indicate that:

1) if the person is truly poor and just plain can't afford the insurance, there is no point in suing at all.  You are screwed.  If you are a driver with insurance, your insurance will pay, but your premiums will likely increase. 
2) if the person is uninsured, but they have a job and/or assets you might sue them and get some of that (garnished wages, etc)
3) the state will suspend the DL and fine the person, they won't be able to register a car again until they pay up.  That's fine, but it doesn't get the injured person any relief and something tells me if they weren't paying for car insurance in the first place, they won't care about registering the car either.

Did I forget something?[/quote]

Depends on the state, but your insurance shouldn't go up unless you are at fault.[/quote]

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