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Reply to "My 18 year old was scammed out of 3K on her first day as intern"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Even if the codes were redeemed, is there any chance of calling the bank to get the money back due to fraud? OP don't let this be the end of it. Have your daughter go through the reporting process. Read up together on common scams and identity fraud. Consider doing things like freezing her credit and registering her accounts on IRS and SSA now while she's young so people can't do it in her name. I'm very concerned that she also gave them access into her laptop or filled out phony on boarding paperwork with her SSN and driver's license. It will be painful going through these steps but a great learning experience.[/quote] No worries, it's a debit card. The money is not recoverable on a debit card, but she won't get a ding on her credit either. [/quote] [b]The credit freeze is so they can't open accounts in her name, in case the entire internship is fake and she gave them her SSN and other PII.[/b][/quote] +1,000 OP, you need to get her credit monitoring. The three big credit monitoring firms will flag her as a person potentially at risk for having her SSN and other ID stolen. It will mean she has to go through extra hoops when borrowing money but as she's only 18 now, she will not have to have the monitoring forever. But someone should absolutely be watching like a hawk for identity theft and opening of accounts in her name, after this. They may have a lot of her personal info. And please STOP blaming and being angry with her. She is only 18. Why adults assume that at 18, people are magically adult enough to spot red flags in finances (or anything else), is insane to me. She has no life experience and no work experience and only YOU to teach her about red flags. Your communication with her must be questionable overall if she didn't think to come to you just to say, "Hey, my new job is telling me to buy these cards--does that sound right?" Work on your communications. If she knows you are so angry and blaming, she is LESS likely, not more likely, to come to you the next time something seems wrong.[/quote]
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