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[quote=Anonymous][quote=Anonymous]OP Here.

I was thinking an attorney to do a proper estate plan, an accountant to make sure we do our taxes right since our taxes have been easy enough that I have been able to do them and I don't want to mess up with so much on the line now, and the financial planner to help us invest wisely.

The house will be paid off in less than 5 years without the windfall and we have no other debt, but we are cash poor since I quit working in 2020 to stay home with the kids 10/12. Most of our money is in 401k's, Roth IRAs, and 529s so not easily accessible. We have about 1/3 invested mutual funds and bonds. We do have a few individual stocks to get the kids interested in investing. I would love to do a major renovation of our home and travel.

We bank with a credit union. Would it be better to open an account at a large bank instead of using our large credit union?

I'm reading Bogleheads. Thank you for sending me to that resource.[/quote]

Pay off the house, spread 2/3 of the money into Vangaurd type funds, and also invest in tax free bonds in whatever state you are in. If you are in DC, then ANY municipal bonds in the US are tax free. That will keep your taxes simple, the Vangaurd investments will grow/compound and you should be deriving enough cashflow to ease your day to day life.[/quote]

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