Reply to All my take home pay would go to the nanny….

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[quote=Anonymous][quote=Anonymous]Even if it is “all your take-home pay”, it’s worth including the value of your non take-home pay as you think about this - especially if your take-home pay is “low” because you’re the lower earner in a high-income household.

Your job allows you to save for retirement at (I’m guessing) $20k per year plus an employer match of X.

It covers your family health care costs (what would those be if shifted to your spouse?).

It gives you the mental stimulation of work (would you be happier staying home?)

Take-home pay is only one variable for you! Make sure you look at all the variables. [/quote]
Plus if you do not wish to stay home forever, it can be difficult to break back into the workforce 5-10 years later.

I chose to be SAHM 25+ years ago and am happy with it. Don't regret it at all.  We don't need my income.  But if I would not be happy at the 10-15 year mark with what I could have gotten for a job had I needed to return.  So plan accordingly.  [/quote]

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