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Reply to ""Fully fund" college... how much?"
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[quote=Anonymous][quote=Anonymous]Serious question- why don’t people with high incomes just pay out of pocket for college expenses instead of running the risk of saving too much in a 529? I know 529’s can be transferred but what if your kids don’t have or want kids? So many variables.[/quote] So don't save the full amount. But the benefits of long term growth tax free is too huge to pass up. Also, you can transfer the money to other family members if you really need to and use it for trade school or CC as well. Most people with high incomes likely plan for sending their kids to college so why not save? [/quote]
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