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Money and Finances
Reply to "Best ways to reduce family spending?"
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[quote=Anonymous]There are lots of helpful suggestions on where to cut, and definitely agree it's great to regularly assess whether you're getting the best insurance rates, setting an appropriate grocery budget, etc etc, the list of things where you can cut small amounts is probably quite long. However, my suggestion would be to focus the majority of your effort on seeing if you can increase your income(s). So many people undersell themselves or don't realize their true worth, and I'd encourage you to see what you can do to jump to a new position or role where you might be able to negotiate a 10 or 20 or even 30% pay raise - be bold!! I was in a similar situation as you, and just by being a little bit more assertive in my job applications and interviews I nearly doubled my income (went from individual contributor to manager role) and the instant financial relief was easily worth the 2-3 months of preparation. Hope this helps, and good luck![/quote]
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