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Money and Finances
Reply to "Best ways to reduce family spending?"
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[quote=Anonymous]This year I made a goal to start saving at least 20% of my take home pay. I hate to admit it, but before this I was basically not saving anything except for my annual bonus, which isn't that much. I created a very rough spreadsheet and wrote out all of my monthly expenses. I added all of those up and determined what my maximum monthly credit card spending can be in order to save 20% of my take home pay. I started using only 1 credit card so my spending is easier to track. Every few days I log into my account to make sure I know how much I've spent. I've also started doing almost 90% of my grocery shopping at Aldi, and cut back on all Amazon spending except for ABSOLUTE essentials, and cut out just about all impulse spending, and by doing this, I've been successful in saving at least 20% of the take home pay almost every month of this year. [/quote]
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