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Reply to "I constantly feel behind "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You are behind because you have a 900k home and 250k in debt. I’m not sure what you can do given these long term fixed debts other than one of you needs to get new jobs that make more money. What industry or field are you in? Can you move up in your organization? Can you make more if you jump? [/quote] This is the OP, our house is no $900k. We bought it for $580k 4 years ago, and made significant renovations and the appraisal value is in the $900ks that’s why e have the equity. [/quote] Stop right there OP. I'm the PP who said your house is the least of your problem. But now it looks like the house could be your problem. The equity on your house is appreciation but it's because of the renovations. How much did you spend on the renovations? 200k? You should have used that money to pay off your student loans. Now your house is actually the problem. [/quote] I'm sure the response to the renovations is going to be met with "We needed a third bathroom! The kitchen was very outdated! Everyone else we know has all the things so why shouldn't we?!"[/quote]
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