Reply to What to focus on during middle/high school for increasing admission chances for a good collage

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I have no idea how OP is defining “good college” but you absolutely do not need to take Algebra in 7th grade to get into an instate flagship. [/quote] 
Looking for institutions with good ratings and reviews for the specialization in whatever his interests are at that point. Not sure if we can afford 100k a year in todays dollars but if he gets into a prestigious institution and is interested in joining, [b]we can look at partially funding his education using loan too.[/b] For MD, we like UMCP/BC and JHU. Don’t know much about other in-state collages yet.[/quote]

Be aware that your child can only take out up to $27,000 total (not per year, total, spread over 4 years) in federal student loans in his name without needing you to co-sign them. That $27K limit hasn’t increased since 2007, so it’s unlikely to change anytime soon. Those are the most favorable type of student loans to get, in terms of repayment plans & interest rates, if student loans will be necessary.

Beyond the $27k, the other loan options are risky with very high interest rates. [/quote]

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