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Reply to "Ramit Sethi of “I Will Teach You to be Rich” reads this forum for a good laugh"
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[quote=Anonymous][quote=Anonymous][quote]I didn't say most people would have that much of NW. I said IF you're reasonably disciplined. Most Americans are not in term of savings and investments. [/quote] This is so out of touch. The reason most Americans will never have $5m net worth is not because they are not disciplined - it's because they will never make enough money to feed and house their families with enough left over to accumulate that kind of wealth. Most Americans are not making $200k a year. Get out of your bubble.[/quote] For those who do have 200k+ HHI, vast majority of them are not disciplined. There're trade offs in life. When you prioritize other things over savings and investments, you won't have a large NW. It's that simple. It's nothing wrong though. Personal choice. [/quote]
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