Reply to If you SAH and spouse dies what is your plan for health insurance?

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Reply to "If you SAH and spouse dies what is your plan for health insurance?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Go back to work and get benefits through the new job.[/quote]

If this is your plan in this economy, after you've been out of the workforce for several years, then you need to think again.[/quote]

Don't you think that if you're STILL a SAHM in this economy that you're really not "into" the economy?

It's all cherries and cream!

Let OP dream on!  [/quote]

New SAHM poster here. I've received two unsolicited job offers in the past year from clients I used to work for.  Seems people remember when you're damn good at what you do, and they find a way to get you back with them.  Not all SAHMs are financially clueless.  Some of us know we have very strong professional reputations, are in demand, and aren't willing to let an irrational risk adversity stop us from doi g what we believe is best for our families and ourselves.  To each her own, but don't assume SAHMs are uninfirmed it lack judgment.  [/quote]

1) Until you have a contract in hand, it's not really a job offer.

2) True, not all SAHMs are financially clueless, but many are unrealistically optimistic. Many don't have their own financial reserves; many have spouses who are under-insured for both disability and death.

3) For all those who are planning to rely on COBRA, they should realize that COBRA is typically not subsidized at the level of employer coverage. A family of 4 could easily spend $3K/month on COBRA. [/quote]

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