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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]$2,500. I don't know.[/quote]

Really?   What if you need to pay for a big purchase?[/quote]

We don’t buy things we can’t afford.[/quote]
How do you buy airline tickets, make hotel reservations etc.?[/quote]

Debit card.[/quote]

Risky.  There are several dozen protections that are built by the 1968 CCPA and the 2009 CARD act.  There are tons of protections built in for credit cards.

You lose most of those protections using a debit card.  There are less than 25% of the same protections for debit cards.

The most common one is that with a debit card, you have to track your debit card daily to get protections.  If you don't report a lost or stolen debit card loss within 48 hours, you would be responsible for up to $500 worth of loss.  So, if your card number is stolen and you don't notice the transactions and report them within 48 hours, you could be out up to a $500 loss.  That's only one of the many issues where you are not protected using a debit card like you are when using a credit card.

Debit cards are only really advisable when the user is trying to get out of debt and trying to only spend money that they actually have.  Use that until you resolve your debt issues, then stop using the debit card because it puts your money heavily at risk to the multi-trillion dollar credit fraud industry.[/quote]

Not the PP, but am the first poster that said “Zero”.

I am not in debt I make roughly $1 mill/ year.  Have multiple homes that I own free and clear. Never had an issue with have fraud charges reversed.  Or any protections being offered.[/quote]

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