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Money and Finances
Reply to "Do most parents have a 529 plan?"
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[quote=Anonymous][quote=Anonymous]According to the college forum, if you haven't saved at least 200k/child--you have failed as a MC/UMC parent. [/quote] Realistically, current costs for most instate schools are $25K-40K/year, and most T30 schools are ~$80K/year. There are other more cost effective ways to go to college, including "dropping down 1 tier" and getting merit at private schools/schools that offer great merit. But if you plan for your kid to go directly to a 4 year university you need to plan to have the $25-30K/year saved (in today's dollars). Nothing saying your kid cannot work and earn $10-12K/year (easy to do when you live places where min wage is over $12/13/hr). Your kid can also get ~5-6K in federal loans each year (max of $27K total for the 4 years). Otherwise you start at CC. [/quote]
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