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Reply to "Family of 5, appx $300K HHI - would you do anything different? "
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[quote=Anonymous]Hi OP, I think it’s awesome that you’re sitting down and figuring this stuff out. I think you’ll get lots of good advice on here. After reading the thread about “If you consider yourself UMC” and the monthly spend figures people listed, I realized that a lot of people spend around $12-16k/month to fund their UMC lifestyles even though their incomes are all over the place. It made me realize that you gotta do you. Other people may also spend $15K/year on kids’ classes, but they may have $500k+ incomes. My guess is that you are spending too high of a percentage of your incomes now at the expense of growing your savings. The best thing to do is sit down with your husband and talk about your priorities - retirement, college funding and current lifestyle - and decide together on a budget that works for your family. Best of luck! [/quote]
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