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Reply to "How much income a retired couple would need in 2030 for a comfortable lifestyle "
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[quote=Anonymous][quote=Anonymous]For us, about $250K pre-tax initially for first 10 years of retirement; falling to $175K - $200K when we reach early to mid 70s. Anticipated monthly expenses in retirement: -$2K home insurance + taxes on primary residence (plan to keep for first 8-10 years of retirement, then downsize) -$2.5K misc. other expenses (auto insurance, utilities, cell phones, streaming, lawn service, 2x/mo houseclean, etc.) -$2K food -$1K entertainment/leisure -$3K periodic capital expenditures (home repairs, new cars, new clothes, furniture/appliance replacement when necessary, etc.) -$1K out of pocket medical (guesstimate) -$1K kids (presents, plane tix to visit us, etc.) = $12.5K/month = $150K/yr. base expenses Factoring in estimated taxes and travel, $250K is our number. [/quote] This is what I anticipate as well. We are very HHI and spend a lot too. I think we need to be realistic and $250k is $450k less than our current HHI so that could be too low [/quote]
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