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[quote=Anonymous][quote=Anonymous]You say you don't want to move and take on a mortgage (presumably to stay in the same area?), but this reno is going to be more than $200k. Get an architect and a more realistic estimate of cost. If reno + sale price of your house + renting somewhere else for a year is less than the price of a nearby house, do the reno. I also don't see why you're worried about a mortgage. You're going to have a decent down payment since you own your home outright. Did you retire young or something?[/quote] Helpful framing on moving our for a year. Other option is living with family, but that might be just too close. Not retired, 30s, plan on working another 20 years. HHI is $280k, one spouse could go make significantly more, but the quality of life balance would suffer. May decide to do it when the kid is a little older. [/quote]
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