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Reply to "Courtesy Calls from Wells Fargo aka Shitheads"
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[quote=Anonymous][quote=Anonymous]Yeah...a grace period doesn't mean you don't have to pay it on time...just in a very hard spot that they wont charge you more money. It still effects your credit btw. [/quote] I don't think you are correct, I've been paying between the 1st and the 5th for 20+ yrs. on my mortgage and there is nothing on my credit report (not a single late payment report) and my score is still 830 so I highly doubt that.... I've had one "reminder" call in 20 yrs., that's all (not WF bank). It has nothing to do with not being able to afford, etc., one is paying within the terms of the contract, which says one can pay anytime prior to the 16th with no penalty.[/quote]
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