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Reply to "Courtesy Calls from Wells Fargo aka Shitheads"
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[quote=Anonymous][quote=Anonymous]I got in over my head about a year ago and seem to recall that the further behind I got, the less frequently I received calls. The notice to default initially came after I was 90 days past due. So I would pay enough that I wasnt 90 days past due. Then when I would get to that point, I would get yet another notice to default, repeat many times. I think that when I finally got past 120 days was when the bank could start foreclosure proceedings, but they never did, I assume b/c I was working on a mortgage modification plan. My mortgage has since been modified and my payments are less each month, so I can afford said mortgage, but the whole foreclosure process wasn't quick at all. I was somewhere btw 30-150 days behind for almost 2 years. If I had a time machine I never would have taken out as much as I did, but I don't have a time machine. [/quote] What year did you buy your home?[/quote]
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