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Reply to "Courtesy Calls from Wells Fargo aka Shitheads"
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[quote=Anonymous]Ignoring any other issues with paying after the due date(Yes, it is still late), you should really determine if your mortgage is a simple interest mortgage or not.(They are the most common type of loan) If so, then paying after the due date means more of your payment goes towards interest than if you had paid on time, reducing the amount going towards the principal. This will increase the time it will take to pay off the loan and cost you more in the long run. The grace period only prevents a late fee, not the normal interest accrual.[/quote]
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