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Reply to "Do you check your bank account balance?"
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[quote=Anonymous][quote=Anonymous]I'm doing what my mom taught me many years ago, writing down each payment or check (now almost all online bill payments) in the check register so I know the balance and what it will be up to two weeks ahead since I pay bills twice a month. I just thought everyone did that. Am I putting too much effort into this?[/quote] Way too much, in my opinion. I am an everyday checker (30-60 seconds a day), and the payments pop up within a day or two, so there is no need to write them down yourself if you make sure they are there. It does make sense to keep track of the checks because you don't know when they will be cashed, but we now have just one or two of these a month, so I can just keep a tally in my head (along with a cushion for emergencies).[/quote]
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