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Reply to "Should the elderly have life insurance? (parents & "third party contact")"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]My parents have whole life policies although I can't imagine the payout if big. My dad just retired at 70 and my mom has only ever had minimum wage type jobs so I imagine he wanted to make sure she would be taken care of if he dies first. He's also tried to tell me it's kind of like having an investment although I don't really get it. when shopping for life insurance year ago, I took one look at the price tag for whole life and went straight to term.[/quote] It is kind of like an investment, with crappy returns.[/quote] +1. And the people who advocate for it are the same ones who try to push annuities. Run. [/quote]
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