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Reply to "DS is upset with us for providing too much."
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[quote=Anonymous][quote=Anonymous]Meh, so he doesn't get the best rate for a first time car loan, so what? There has to be a first time for it... DH and I bought our first car in cash and had a mortgage when we needed to buy a second car and we didn't get the best rate because we had never had a car loan before. We also had excellent credit scores. So it sucks but he'll get a better rate next time, assuming he pays it on time.[/quote] To add: Can he also put down more than his current plan? That may also lower the rate and even if it doesn't, he'll pay less overall, as it will be over a shorter period. (But will help his history for next time.)[/quote]
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