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College and University Discussion
Reply to "Make our kids take loans and pay them at the end as surprise, good idea?"
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[quote=Anonymous][quote=Anonymous]Have them take federal loans, pay the rest, then offer the remainder saved for either paying off loan or down-payment. Fwiw, I worked a lot while in school to help pay for tuition. It def impacted my grades, but I gained a much more well rounded education with that experience. [/quote] I would do this. Or give them the option of going to a lower cost school that fits what you'd pay. That's what we did with our kids. Budget was x. If they wanted someplace more expensive they could take the federal loans + pay from their summer job income. Both are happy with their lower cost schools and appreciate the freedom from loans. They are also working hard and doing well in school.[/quote]
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