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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We saved 10k per month on 300k HHI[/quote]

This is us. Not counting 401ks.[/quote]

Horseshit. Unless you are childless and your favorite hobby is sitting at home with your thumb up your ass. [/quote]

We make around 300k and bring home about ~$14,000 per month (of course this is after funding retirement, paying taxes, and benefits). I have no idea how we could have a mortgage and pay for childcare plus save 10k. Not to mention food! I wish we were saving more, but we save about $1-2k/month and then keep having to dip into it when the inevitable comes up. We’re spending nearly 3k/month on childcare for 2 kids though, so I keep telling myself we’ll have more cushion once that is done and can also re-route a portion of that to 529s. [/quote]

+1
I also wonder what are we doing wrong. We also save 1-2k per month; rarely dine out, and use bonuses for travel. I just hope once daycare days are over we will get some more wiggle room. Our current PITI for a townhome is around 4.5k and I was quite scared that we will be house poor. How when I think about it I am just so grateful we bought in 2019 pre covid frenzy and at least locked in our largest spending item. But DMV is just strange; feeling that we are doing just ok on 300k HHI makes my (small town) mind spin… [/quote]

+1[/quote]

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