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Reply to "How much take home pay would you personally want to buy a $1.5M house right now?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Our HHI is in the 450ish range and I would not want a 10k mortgage payment. We live in a 1m dollar home and had a high down payment so our total monthly payment including tax (but excluding insurance) is around 4K. [/quote] We make ~$530K, and have a $4100 PITI, and I wouldn't want to double that. Could we do it? Yes. But it would come at the cost of both savings (retirement, college and other) and experiences that we would rather keep in our budget. At the end of the day, it's all about choices. [/quote] I would love to keep it at $4000 but what is that with rates these days, a $700k house? [b]Is that really what people making half a million are buying these days?[/b][/quote] This seems like an odd thing to say and yes, people are buying what they can safely afford. You're not making enough to comfortably afford a $1.5M home. Could you just go for it? Sure. Would that be foolish? Yep. [/quote]
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