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Reply to "If you max out your retirement, what is your income?"
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[quote=Anonymous][quote=Anonymous]DH and I maxed out whatever we could whenever we were eligible. Now at 58 and 62, we appear to have oversaved- even counting the past year’s lack luster results. My advice is to max out until you are 40, then re-assess. And re-assess at 50. [/quote] We're 40/41 and have achieved "Coast FIRE", meaning that if we don't contribute anything ever again and just let it ride we should be set at retirement time (assuming 7% returns). We'll still max out because I'd like to push the retirement timeline forward at least 5 years, but at 45 I will reassess and might consider shifting some funds to a vacation house or something since any additional retirement contributions are just gravy.[/quote]
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