Reply to Do you pay for your adult child’s medical bills?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]How can they still be on your insurance as an adult with a job? Genuinely curious.[/quote]

They don’t sign up for insurance at their job and don’t have to pay premiums. We have a family plan so whether 1 or 5 underage 26 kids are on our plan, it doesn’t increase our premium.[/quote]

Let your  kids grow up. This is pathetic. No, my parents didn't pay my therapy bills. [/quote]

New poster here.  If parents' insurance can cover child's insurance for free, I don't see the point of having the child pay it.  DH gets free health and dental insurance through work, and it covers kids 'til 26.  I don't see why I would want my children to pay a premium when DH has such a great insurance plan that is free and covers the entire family.  That is just good budgeting.[/quote]

People on this thread keep on conflating having your kid on your insurance with paying their bills, as if they are the same thing. As many posters have said, family health insurance plans usually do not increase in price with extra family members, so there can be no cost to having an adult child on your plan. Paying their unreimbursed therapy bills is something else altogether.[/quote]

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