Reply to Stay at home Social Security

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[quote=Anonymous]
This thread should be a wake-up call to any woman to contact Social Security to see just what benefits she might qualify for on her own work history and to have an understanding of her spousal benefit.  If one is married for at least 10 years and divorces, then there is the opportunity to receive a benefit on the former spouse, BUT that would also depend on whether a subsequent wife would be collecting, too.  I know for a disabled adult child that she collects on her own work record and half of her dad's Social Security. If I collect on my husband's account I would draw down from my limited Social Security first and the difference to the amount I am due on my husband's account.  Since a disabled adult daughter would qualify for 75% of his SS Benefit, her work record benefit would be computed first and the difference from his to equal 75%.  Likewise,  in computing my benefit, my work record benefit would be drawn down and the difference in my husband's full benefit would then be added to equal 100%.  [b]I just checked and the limit of payout on one worker's Social Security benefit among those family members (current and/or from divorce) who qualify is somewhere between 150% - 180% of the benefit amount.  Now one can see how Social Security is like a house of cards[/b][/quote]

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