Reply to We can’t afford it but she wants it. What do I say?

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Reply to "We can’t afford it but she wants it. What do I say?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You have to show her the actual numbers.  You have to be prepared with your own financial bottom line on retirement, emergency savings, and college savings.

People like your wife are "fuzzy thinkers" about money. You cannot let their fuzziness, denial, and wishful thinking ruin your own finances.

Sorry to say you'll just have to be very assertive and put your foot down.

If she insists, you may have no other option than to separate finances, if you don't already.  That is, you get your own bank account, and your paycheck goes there.  You contribute 50% of the joint expenses, and then what you have decided into retirement, emergency savings, and college fund.  If she thinks she can pay for private school entirely out of her own money, then she can do that.  But I assume she cannot.

I know this sounds harsh, but you can't let her ruin your and your children's economic futures.  [/quote]

You’re a bozo [/quote]

I think the bozo is the person who wants to spend money they don't have, for something they can get literally for free ... [/quote]

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