Reply to Middle-aged and a financial dud

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We've always made significantly less than you, OP, and yet own a home in a nice suburb of DC and have enough to pay for college and retirement. We lived extremely frugally when we were younger, however, and invested in stocks early on that have done well over the decades. You really must start reining in your spending and investing what you can, except that your time-frame will be much shorter.
[/quote]

DH and I have always made [b]way less than you[/b] as well. But, we’ve had the financial discipline to always take the high road and live within our means. We’re in our mid-40s and have $1.6M saved in our 401k, $750K saved in 529 plans for our three kids, a taxable brokerage account with $600K, and an online savings account with 36 months ($150K) of net living expenses for emergencies.

Maybe it’s time to stop spending so much of your money on buying the latest car and cell phone model every two years – take the bus like we do. Lose the cleaning service. Stop eating out and actually cook your food. Stop taking vacations – save that for when you’re in retirement. [/quote]

Nobody gives a shit [b]sugar plum[/b]. Is this making the OP feel better [/quote]

Are you calling me a sugar plum because I’m a brown person?!? You need to get your head straight you racist POS. [/quote]

oh hell no, you dont get to call people racist because you are not happy with the feedback. i am not the PP but there is not even a way to id you as brown person from your post. Get your head straight you idiotic POS. Signed, a brown person. [/quote]

+ 1.  Also why is the sugar plum reference racist?  [/quote]

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