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Reply to "Middle-aged and a financial dud"
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[quote=Anonymous]Start saving a %of gross income, lets say 20%, have it taken out to 401K every year, HSA, brokerage, another savings account. After 6 months, review, does it hurt? Increase savings rate to 25% and again review after 6 months. Keep increasing savings rate till it hurts a lot and then stop. If you get any salary increases, put it all away. [/quote]
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