Reply to Help me decide: $20k in I Bonds or $20k in VOO?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Looong way to go before this market bottoms. How much you want to lose holding voo?  Ibonds for now. [/quote]
Nobody can predict the stock market. If you could, you would be rich and not posting on dcum. US small is down 35% from peak. Likely a good deal if you are a long term investor.

It's interesting that nobody would be skeptical about investing in stocks a year ago when valuations we're very high, and obviously not a good deal in hindsight.[/quote]

I sold out of all my equities in November 2021. The overvaluation of the market was as plain as day. I’m sitting on $18M in cash that will be put back into growth stocks when the S&P 500 dips below 3200. Once the market pushes back up to 4800 (ETA 2028), I’ll be sitting pretty with a cool $27M. Plus, of course, I’ll be DCAing new money in at low prices all along the way. My divine brilliance knows no earthly bounds, of this we can be absolutely sure. [/quote]

Wake up Ralph!

"Ralph came home drunk one night, slid into bed beside his sleeping wife, and fell into a deep slumber.
He awoke before the Pearly Gates, where St. Peter said, ’You died in your sleep, Ralph.’
Ralph was stunned. ’I’m dead? No, I can’t be! I’ve got too much to live for. Send me back!’
St. Peter said, ’I’m sorry, but there’s only one way you can go back, and that is as a chicken.’
Ralph was devastated, but begged St. Peter to send him to a farm near his home. The next thing he knew, he was covered with feathers, clucking, and pecking the ground.
A rooster strolled past. ’So, you’re the new hen, huh? How’s your first day here?’
’Not bad,' replied Ralph the hen, but I have this strange feeling inside. Like I’m gonna explode!’
’You’re ovulating,’ explained the rooster. ’Don’t tell me you’ve never laid an egg before? ’
"Never," said Ralph.
Well, just relax and let it happen, says the rooster. ’It’s no big deal.’
Ralph did, and a few uncomfortable seconds later, out popped an egg!
Ralph was overcome with emotion as he experienced motherhood. He soon laid another egg -- his joy was overwhelming.
As he was about to lay his third egg, he felt a smack on the back of his head, and heard his wife yell.....
"Ralph! Wake up you dirty bastard. You shit the bed!!"[/quote]

What did I just read [/quote]

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