Reply to affording elder care?

Forum Index » Eldercare

Reply to "affording elder care?"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous]OP it really is a nightmare. You’re not alone. Most people don’t plan ahead for this. They wait until there’s a crisis, often a fall. Then they end up in a rehab hospital and then go from there to assisted living or nursing care.

My advice would be to give up on convincing her to plan for her own decline and death. That’s just a really hard ask in our culture. The psychology of denial and avoidance is powerful and it’s kind of helping them cope, in a way.

What you can do is talk to her about giving you as much visibility into her finances NOW as possible. Maybe frame it as protecting her from fraud. See if she will work with you to gather a list of all of her insurance policies and bank accounts. As many numbers and passwords as you can get from her without making it about the future. Possible make a sample with your own info and talk about how helpful it is if anything goes wrong, like someone tries to log into your accounts. You can have this list available so when you call the bank, they can help you. Stuff like that.

Then, do as much of your own research as you can on local facilities. If she falls at home and breaks a hip, do you know what rehab hospital she would go to? If she then needs to move to nursing care, do you have a list of three you feel good about? Will those help her spend down her assets and transition to Medicaid, or will she have to move again? Do you need an attorney for her? Do you know who it is? You can do all of that without her cooperation. [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics