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Cars and Transportation
Reply to "Car catches on fire and damages mine, but their insurance doesn’t pay"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]So, because both parties have liability coverage only and no one is deemed liable when a car catches on fire = no coverage? I think that I understand better now. From my personal perspective, if my property blows up and damages yours, I have a personal responsibility to help repair the damage. Obviously, this is not a universally shared perspective. :-([/quote] Your first sentence is exactly the reason why people buy comprehensive coverage. As for the second part, insurance companies go by the law, not what makes you feel good. If they went by your feelings of how it should be, premiums would skyrocket because they would be paying out so much more in benefits. [/quote] My point was not that the insurance company should pay. (I now understand that it isn’t covered by their policy.) My point was that the OWNERS of the exploding vehicle have a responsibility to tend to the damage their property created. [/quote]
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